Great low rates for higher-priced homes

High net worth mortgages are home loans that exceed conforming loan limits. This is a great option for buying a high-priced or luxury home. Borrowers are required to have a low debt-to-income ratio and a high credit score.

Benefits and considerations of high net worth loans

• Higher purchase limits – High net worth mortgages can exceed the conforming loan limit, currently $484,350 in most parts of the United States. A great choice if you’re considering buying a high-priced or luxury home.
• Competitive rates and affordable – High net worth loan rates have reached historic lows in recent years and have minimal costs. The interest on loans up to $1 million may also be tax-deductible.
• Flexible options – Fixed and Adjustable rates available. Eliminate worry about rising interest rates with a fixed rate high net worth mortgage loan, and enjoy consistent monthly payments offering easier budgeting and increased peace of mind. If you anticipate a significant increase in your income or property value in the next several years, plan on staying in your home short-term, or would like to significantly lower your payment, a high net worth 5 year, 7 year, or 10 year ARM might be right for you.

Let’s build your dream home together

Planning to build your dream home? If so, a construction loan may be right for you. Construction loans are short-term, interim loans used for new home construction. The contractor receives disbursements as work progresses.

Understand your new home loan options

Building a new home to your exact specifications is one of the most exciting and rewarding projects you could ever undertake. We offer a number of construction loans designed to fit nearly every new home construction need, including:

• a loan for an owner occupied residence for either complete rebuilds, tear downs or additions
• a loan for a home rebuild that does not require the client to pay cash
• an Interest-only loan during course of construction, where the loan automatically converts to an amortizing mortgage after the construction is completed.
• a 30-year fixed construction loan

If you’re currently a homeowner, you could also consider using the equity in your existing home to finance your new home construction project.

Find a builder

Once you settle on getting a home construction loan or using your home equity to build a new home, there are several ways to find a quality home builder in your area:

• Contact your local chapter of the National Association of Home Builders.
• Get referrals from friends and family and from real estate agents who specialize in new home construction.

Lower payments. Consolidate debt. Pull cash out.

Whether you’re looking to lower your monthly payment, consolidate debt, remodel your home, or pull cash out, we have the right refinance loan products and commitment to flawless execution to achieve your goals. Choose from a wide array of fixed-rate to adjustable-rate terms, interest only, or jumbo loans.

More of Anish’s Niche

Our team can provide a customized experience where other lenders fall short. We will provide the right loan for our clients that’s best for their exact situation. We can also:

• lend to LLCs, LLPs, GPs
• lend to Irrevocable Trusts, Blind Trusts, QPRTs
• do unlimited cash out, homes for parents/kids as second homes
• do Interest only on 4-unit homes
• cash out on investor homes
• do lot/land loans
• construction loans for large developments
• have you qualify with 3x liquidity